Instant personal loans.Fully digital. Fairly priced.

A paperless application and transparent terms, from first tap to funds in your account. Borrow from ₹1,000 up to 25% of your monthly salary, with no advance fees, ever.

Apply for a LoanHow It Works
  • Fully digital · Apply in minutes
  • Transparent terms · No hidden fees
  • No advance fees · Ever
Why DhanBoost

Lending, reimaginedto feel effortless

A transparent, fast and hassle-free experience built around you, with no hidden costs and no paperwork.

Lightning-fast application

Apply in minutes. Our credit team reviews your application, and funds go straight to your account after you accept.

100% transparent pricing

Every rupee of interest and charges is shown upfront before you accept. No surprises, no advance fees.

Strong data security

Your data is protected with strong encryption and strict access controls. We never sell your information.

Features

Every loan includesthe DhanBoost promise

Flexible, short-term financing with transparent terms. Fully online, from first tap to funds in your account.

Minimal documentation

Just PAN, Aadhaar and bank details, all verified digitally. Complete everything from your phone.

Instant digital verification

Paperless KYC with PAN and Aadhaar, plus a quick eligibility check, all online.

Key Fact Statement upfront

See your exact interest, APR and total repayment in a clear summary. Happy with it? Sign securely in a tap.

Salary-linked, single repayment

Repay once, on your salary day. Your exact due date is confirmed before you accept.

Clear early, save more

Repay by UPI or bank transfer, then upload the receipt and we'll confirm it. No pre-closure or prepayment charges.

Real human support

Friendly support over chat, email and phone, six days a week, plus a transparent grievance redressal channel.

and a lot more, step by step: see the full process

Verification

Everything is verified digitallyno paperwork, no branch visits

Paperless KYC with PAN and Aadhaar, a securely e-signed agreement, funds straight to your bank, and easy repayment by UPI or bank transfer.

  • PAN check
  • Aadhaar e-KYC
  • DigiLocker
  • Credit bureau
  • Bank account
  • Aadhaar eSign
  • Key Fact Statement
  • Bank transfer
  • UPI
Reviews

Borrowers, in their own wordsearning trust the honest way

We'd rather show you real, verified borrower reviews than invent them. Until they're in, here is what we hold ourselves to.

As customers complete their loans, their verified feedback and independent ratings will be published here.
Visit the reviews page
ReviewsVerified reviews are coming soon

Our mission

“To make small-ticket credit transparent, fast and humane for every working Indian.”
DDhanBoostNo fine print. No advance fees. No pressure.
We show every charge, upfront, in plain language. If we wouldn't accept the terms, we won't offer them.
Our valuesTransparency first
Real human support and respectful collections. We design for your wellbeing, not just conversion.
Our valuesPeople over funnels
Secure data handling, fair terms, and a clear grievance path. Built in, not bolted on.
Our valuesCompliance by design
Pricing

Simple, transparent pricingevery rupee shown upfront

Fees are netted from your disbursal and disclosed in your Key Fact Statement. You never send money to receive a loan.

Fees

10%of principal

A one-time processing fee, plus 18% GST on that fee.

  • Deducted from your disbursal, never paid in advance
  • Shown in your Key Fact Statement before you accept
  • No pre-closure or prepayment charges
Apply for a Loan

Interest · worked example

1%per day

On principal, only for the days you hold it. Repay early and pay less.

  • Borrow ₹10,000: fee ₹1,000 + GST ₹180
  • You receive ₹8,820 in your bank account
  • Repay on day 27: ₹12,700 (₹10,000 + ₹2,700 interest)
  • One repayment, on your salary day, within 40 days
Open the calculator

Late payment

2%per day

On the overdue principal, as set out in your Key Fact Statement.

  • Capped at 30 days
  • Can affect your credit score
  • Struggling? Contact us early and we'll help you find a way forward respectfully
Read the FAQs

Illustrative figures. Your exact amount, due date and charges are confirmed in your Key Fact Statement before you accept.

Good to know

Frequently askedquestions

Everything about applying, rates, repayment and security: view all FAQs

How quickly can I get a loan from DhanBoost?

The whole journey is fully online. Once your agreement is e-signed and your KYC is complete, your funds are released to your bank account.

What documents do I need to apply?

Typically just your PAN, Aadhaar (for KYC) and bank account details. Everything is verified digitally, with no physical paperwork or branch visits.

Are there any hidden charges or advance fees?

Never. DhanBoost does not charge any advance or upfront fee. All applicable interest and charges are shown in your loan summary before you accept the offer.

Will applying affect my credit score?

When you submit your application, we check your credit report with a credit bureau as part of our review. Repaying on time, on your salary day, is the best way to keep your score healthy.