How it works

From applicationto your account

A guided, fully online journey. No branch visits, no paperwork, just a few simple steps and a transparent decision.

Application time
2 min
by our credit team
Reviewed
To disbursal
24–48h
Digital process
100%
Four steps

A guided, fully online journeyno paperwork

  1. 01

    Apply online in minutes

    Tell us how much you need and for how long, then share basic personal and income details. The whole form takes about two minutes on any device.

  2. 02

    Instant digital verification

    Complete paperless KYC with PAN and Aadhaar. Our partner NBFC runs a quick eligibility and affordability check, reviewed by our credit team.

  3. 03

    Review & accept your offer

    See your exact interest, APR and total repayment in a clear Key Fact Statement. Like what you see? E-sign the agreement securely.

  4. 04

    Money in your bank

    The partner NBFC disburses funds directly to your verified bank account, typically within 24–48 hours. Repay by UPI or bank transfer: upload the receipt and we'll confirm it.

Eligibility

Who can apply

Final eligibility is determined by the partner NBFC's credit policy.

  • Indian citizen, aged 21–58
  • Salaried with net monthly income ≥ ₹40,000
  • Valid PAN & Aadhaar for KYC
  • An active bank account in your name

What you'll need

Documents, all digital

  • PAN cardFor identity & credit check
  • AadhaarFor paperless e-KYC
  • Bank detailsFor salary check & disbursal
Start your application

It only takes two minutes

Check your eligibility now. It's free, and there's never an advance fee.

Apply NowCalculate repayment